Personal Banking

Liberty FREE Checking- just $50 to open. Revolt against Big bank fees!

Personal Banking

You will find a variety of options that enable you to select the combination of checking, savings, and loans that is right for you. Plus, you can count on Liberty to give you the personal service you deserve.

Deposit Accounts

Checking Accounts

Liberty FREE Checking - You’ll find all the basic services and access you need with our FREE Checking. There’s no monthly service charge and no minimum balance required. $50 minimum balance to open. Plus get up to $8.00 in foreign ATM fees rebated to you each month.

Interest Checking - Earn more as your account balance grows. No monthly service charges if you maintain a minimum balance of $1,000. Plus get up to $8.00 in foreign ATM fees rebated to you each month.

Statement Savings

Open this account with a minimum of $100. Must have a collected balance of $200 to earn interest. Avoid the $7 monthly fee with a minimum balance of $200.

Health Savings Accounts

Health Savings Accounts (HSA) provide, for those eligible, an innovative way to save for medical expenses by allowing you and/or your employer to make deposits into an account on a tax-advantaged basis*. If you have high deductible health insurance, a Liberty HSA may be right for you. * All tax references are at the federal level. State taxes may vary. Consult a tax advisor with questions.

Money Market Accounts

Liquidity plus a higher return on higher balances. Check writing capability.

Certificates of Deposits (CDs)

Terms from 30 days to 5 years. $1,000 minimum balance required.

Retirement Savings & CDs

Terms from 12 months to 5 years. $500 minimum balance required.

College Savings


Residential Mortgage Loans

Great loan options for Purchase or Refinancing your home. Fast service from your community bank.

Learn more

Home Equity Lines of Credit

So plan that home improvement, buy a new car or consolidate your high-interest credit card debt. And save with No Annual Fees…just another freedom from Liberty Bank! 

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Personal Loans

Credit Cards

Convenience Services

  • Online Banking & Bill Pay
  • ATMs
  • VISA® Debit Cards
  • Personal Pick Up
  • Executive Deposit
  • Mobile Deposit

Earlene Smitherman

Earlene Smitherman, Branch manager

Beachwood Office

25201 Chagrin Blvd., Suite 150
Beachwood OH 44122
Telephone: 216-359-5580


Krystin Karley

Krystin Karley, Branch manager

Solon Office

6134 Kruse Drive
Solon OH 44139
Telephone: 440-542-3789


Cindy McCoy

Cindy McCoy, Branch manager

Twinsburg Office

2351 Edison Blvd.
Twinsburg OH 44087
Telephone: 330-425-3033